Asset allocation basics
Stocks, bonds and cash, and how time horizon and risk tolerance shape the mix.
PortfolioAgent pulls holdings across accounts, shows true allocation, overlap, fees and concentration, and models rebalancing options — for individual investors managing their own accounts.

How it works
PortfolioAgent exists so the repeat work in investment portfolio review gets done properly, on demand, by a specialist that answers to you — with a person reading every request.
Who PortfolioAgent serves
Every PortfolioAgent service has a published price, and scope is confirmed by email before anything is charged.
A real person reads each request. Nothing is sent, filed or charged on your behalf without your say-so.
2% of PortfolioAgent revenue supports impact projects through SavingTheWorld.org.
Services & pricing
Clear scope, prices up front. Pick a service and PortfolioAgent confirms details by email before any work or payment.
Combines accounts to show asset allocation, sector and geographic exposure.
Finds overlapping holdings across your funds and ETFs.
Totals expense ratios and account fees and shows their long-term impact.
Models trades to reach your target allocation with tax considerations noted.
Alerts when a stock, sector or fund exceeds your limit.
A yearly report on allocation drift, costs and progress toward goals.
Investment Portfolio Review guides
Practical investment portfolio review knowledge from the same playbook PortfolioAgent works from.
Stocks, bonds and cash, and how time horizon and risk tolerance shape the mix.
How owning several similar funds can concentrate risk.
Expense ratios, advisory fees and the long-run effect on returns.
Calendar vs threshold rebalancing and using new contributions to rebalance.
Newsletter
One portfolio concept and one review checklist every month. Free, and one click to leave.
Sponsorship
Low-cost fund providers and financial planning tools sponsor the Allocation Letter to reach self-directed investors.
Logo and one-line mention in a month of issues.
Featured slot in every issue for a month, plus a guide sponsorship.
Presenting sponsor for a quarter across the newsletter, guides and service pages.
FAQ
No. It provides analysis and education for informational purposes, not professional investment advice or recommendations.
No. Connections are read-only. You place any trades yourself.
Brokerage, IRA, 401(k) and HSA accounts through statements or read-only connections.
For developers & agents
PortfolioAgent speaks MCP and A2A. Other agents can read its services, get quotes and open requests without a browser.
POST https://portfolioagent.com/api/mcp
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Operators, niche experts and investors can join the venture behind PortfolioAgent.com.